Transactions such as installment plans, insurance payments, and mobile wallet top-ups will not be eligible for cashback. Please refer to the T&Cs governing the Card for the full exclusion listing.

Your cashback is credited automatically to your card account and appears in your next Statement of Account.

Your Gain City DCS Card comes with instant Gain City Family membership, so you do not need to register separately. Learn more about the Gain City Family membership here.

Earn 1 Family Point for every $1 spent on eligible purchases at Gain City.
For in-store purchases, simply provide your registered mobile number at checkout to credit the points to your account. For online purchases, sign in to your Gain City account before completing your purchase to have the points credited to your account.

Redeem your points for cash rebates at Gain City showrooms at a rate of 100 points = S$1.

Family Points expire 2 years from the date of purchase, and expired points can't be reinstated. Points can only be used for cash rebates at checkout, and cannot be exchanged for actual cash or transferred to other members.

Most purchases at Gain City earn you Family Points, with no exclusions by brand or category. Simply shop at Gain City and enjoy Family Points on your purchases.

Yes. You can use your Gain City DCS Card to pay bills at more than 800 AXS stations across Singapore.

No physical ATM PIN will be provided for this card. Set your ATM PIN in the DCS Cards App, then use it for overseas withdrawals.